The most important tenet of our investment philosophy is you. We exist to help you create the independence you need to accomplish your goals.
DO-IT-YOURSELF
We recommend Schwab Investors
DO-IT-WITH-YOU
We provide investment advice as part of a Comprehensive Plan or Component Plan.
DO-IT-FOR-YOU
Active management of a Buy-and-Hold strategy.
Our Approach
Our investment approach is designed to keep you invested through all market cycles, up and down, which allows for more equity exposure in your portfolio. This can help you get closer to your financial goals over the long term, complemented with updated risk management techniques that provide a steadier experience during times of market stress.
Historically, equities have been the best asset class for investors to participate in long-term economic growth and increase the value of their portfolios, despite market pullbacks. As your time horizon gets shorter, we recommend that you reduce your equity exposure in preparation for reaching your objective.
DESIGN YOUR PATH TO INDEPENDENCE
You can’t take it with you, so what are you going to do with it?
It is your money.
You know that.
You also know it is not about money.
It is about time and how you want to spend that time.
It is about helping the people and organizations that are meaningful to you.
We can help. Contact Us Today!
LESSONS LEARNED
- Diversification works if you need it.
- Asset allocation should match your objective, risk tolerance, and time horizon.
- Buy-And-Hold can work; Buy-and-Ignore rarely does.
- There is more risk than reward in trying to time the market.
- Net return is more important than fees, but you can control fees.
IF YOU CHOOSE TO USE OUR INVESTMENT MANAGEMENT SERVICES, HERE IS OUR FEE SCHEDULE:
| Assets | Fee |
|---|---|
| Under $100k | 0.80% |
| $100k – $500k | 0.70% |
| $500k – $1M | 0.60% |
| $1M – $3M | 0.50% |
| $3M – $5M | 0.45% |
| $5M – $10M | 0.4% |
| $10M+ | TBD |